Loveland Property Deed Records

Loveland deed records are maintained by the Larimer County Clerk and Recorder. The City of Loveland does not maintain property deed records. All real estate documents for Loveland properties must be recorded with the county office in Fort Collins. This standard arrangement applies throughout Colorado, where counties serve as the official custodians of land records.

Where to Record Deeds in Loveland

Loveland property deeds are recorded at the Larimer County Clerk and Recorder office in Fort Collins. Despite being the second-largest city in Larimer County, Loveland does not have a separate recording office. All property documents for Loveland real estate must be submitted to the Fort Collins office.

The Larimer County Clerk and Recorder maintains a centralized recording system serving the entire county. This includes Loveland, Fort Collins, Estes Park, and all unincorporated areas. The single-office approach ensures consistent record-keeping and simplifies searching across the county.

Recording services are available during regular business hours Monday through Friday. The office accepts documents in person, by mail, and through electronic recording systems. Electronic recording provides convenience for title companies and frequent filers who prefer not to travel to Fort Collins for each recording.

The recording office is located in the Larimer County Courthouse Offices building in downtown Fort Collins. The address is 200 West Oak Street on the first floor. Parking is available in nearby lots and on surrounding streets. The office is accessible by public transportation via Transfort bus routes.

Larimer County Clerk and Recorder Information

The Larimer County Clerk and Recorder provides deed recording services for all Loveland properties. This office serves a large geographic area including mountain, foothill, and plains communities. Staff members process documents for diverse property types ranging from downtown Loveland condos to mountain ranches.

The Clerk and Recorder office provides public access terminals for record searching. Visitors can use these computers to search the database and view document images during business hours. Staff assistance is available for complex searches or locating historical records. Copy services are available for those needing printed or certified copies.

Larimer County maintains records dating back to the county's formation in 1861. The collection includes homestead records, railroad grants, and modern subdivision plats. The office has invested in digitization efforts, making many historical records available online. Loveland property researchers can access records spanning the city's entire history.

Online Search Options for Loveland Deed Records

Larimer County offers comprehensive online access to recorded documents. The county records search system allows users to locate deeds and other recorded instruments without visiting Fort Collins. This service is available continuously through the Larimer County website.

The online search portal accepts queries by multiple criteria. Users can search by grantor name, grantee name, document type, recording date, or document number. Advanced search options include legal description and subdivision name. The system returns detailed results with recording information and document images.

Basic searching is available at no cost. This level provides access to index information and limited document viewing. For comprehensive access including high-quality document downloads, fees may apply. The county website provides current information about access levels and associated costs.

Third-party title plant services also cover Larimer County and Loveland properties. These commercial databases offer advanced features like chain-of-title reports and automated notification services. Title companies and real estate professionals commonly use these services for efficiency. Individual property owners typically find the county's free resources sufficient for basic research needs.

Recording Fees and Requirements

Larimer County charges $43 per document for recording, effective July 1, 2025. This flat fee applies to all document types including deeds, mortgages, releases, and liens. The standardized fee simplifies the recording process for Loveland property owners and professionals.

Documentary fees apply to most property transfers in Loveland. Colorado law requires payment of $0.01 per $100 of consideration for transfers over $500. This fee funds water and wastewater infrastructure projects statewide. The TD-1000 Transfer Declaration form calculates and documents the fee due.

Document formatting requirements apply in Larimer County. Documents need one-inch top margins and half-inch side and bottom margins. Text must be clearly legible and printed with permanent ink. Documents not meeting these standards will be rejected and require resubmission.

All deeds must be properly acknowledged before recording. The acknowledgment must comply with Colorado law under C.R.S. § 38-35-106. Notaries must verify the grantor's identity and witness the signature. Defective acknowledgments invalidate documents for recording.

Nearby Cities with Deed Records

Loveland is located in northern Colorado's Larimer County. Several neighboring communities share recording services through the Larimer County Clerk and Recorder. Understanding the regional recording landscape helps with property research across this area.

Fort Collins lies to the north of Loveland and hosts the Larimer County recording office. Properties in both cities record at the same Fort Collins location. Estes Park sits to the west in the Rocky Mountains and also records with Larimer County. Mountain properties follow the same recording procedures as Loveland properties.

Berthoud lies southeast of Loveland and spans both Larimer and Weld Counties. Berthoud properties record with the county where the specific parcel is located. Wellington to the north is entirely within Larimer County and records in Fort Collins. These communities form a network of cities served by the same recording office.

Johnstown and Windsor to the south extend into both Larimer and Weld Counties. Properties in these communities may record with either Larimer County in Fort Collins or Weld County in Greeley. Title companies serving Loveland maintain familiarity with both recording offices and can efficiently search across county lines when needed.